That's one aspect that I meant when I posted that Hive needs to "de-Ponzify"(term I coined to describe a business model that require constant recruitment of new members and resources being poured in without returns just to keep in relative stability).
For that reason Hive must be used for real services instead of just circulating internally. The protocol already has several implementations that could allow Hive to actually operate like, for example, a real bank.
Another example of real world application:
In struggling economies(like Venezuela and some African countries) HBD is being used as actual stable currency the same way PIX is used in Brazil.
I do not think that more DeFi is exactly what we need right now but I get your point
I do believe we should use the bearing market to accumulate more Hive Power in order to get more voting power so we can influence who is and is not in the security council, which is how I call the top 20 witnesses.
I don't have grudge with most witnesses there but it would be nice to have a shake up in our council of overlords.