Bank deposits are the worst possible option... lol... If they can't give more than 5-6% APR, it's just a waste of money...
I didn't find anything better than the 15% APR that we have on HBD, which is relatively safe (IMO)... 😃
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In my country, many people do that. I find that people focus a lot more on growing their work income, but ignore the potential of their earned savings and just leave them into the bank because they are scared of losing money if they invest.