That would be the same case for us except our deductible is now going to be up to $5000. I work in the public sector, so I know it is probably much worse in the private sector, but the salaries also scale differently, so the hit likely isn't as hard. Like I said, I'm not really complaining for myself, we will be fine. It's the workers who are hourly and are barely getting by that I worry about. I was talking to the business director and he said that in some cases the people will end up owing the district money if they decide to take health insurance. It shouldn't be like that.
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I am also in the public sector. Our salaries are better that your area, but still about one third of private sector in our area...