I think that even those who are in Hive just for the money should stay and maybe buy more instead of cashing out. Many people who are powering down have very little HP. Like you said it is barely enough for a coffee or two. I don't believe that all the people powering down need that money in their life. It certainly not gonna change their lives for the better. So I recon that they would be better of keeping(and increasing their if possible) their HP. If hive will go to 0 they will miss a cup of coffee. But if Hive will recover they could change they lives. The choice seems very simple. I have put maybe a 1-1,5k eur in Hive(?). Probably more than several of those people combined. And I already made my peace with the possibility that it all could crash out. I have no intention of powering down/cashing out of desperation to get my money back. I will wait till the end. either my stake will one day be worth cashing out(something in the tens- hundreds of thousands or it will keep going down to 0. In that case I will just have to keep money in bank account. But that would be boring way to live. I trust Hive more than I trust banks. Either way I refuse to spend my HP on a coffee.
The APR on curation is better than a bank at least.
Exactly.