A very timely post & well executed with ur normal flair & style.
I do suggest peeps not to send any HBD on "loan" to peeple who contact them out of the blue or be willing to not receive anything back.
I grew up during the letters from an African Prince that used to be in the old paper mail system - the digital versions exist cause some people are TOO GENEROUS!
Having a set of scruples to abide by will do all of us well & help ensure the Hive Ecosystem stands up to all sorts of scammer-rammery!
Thanks mate, it was on my mind and I felt it might be better I'm words on a page than in my head. I appreciate your comment and support.