I hope in a few years to read in a publication of yours, that you are in the garden enjoying a good meat, with an excellent wine and with the family and your neighbors.
Well, I do that now - it is just missing the comfort of a patio to grill in and nice chairs to relax into. The area is there - but it is gravel.
My only debts are those generated by utilities and risk and hospitalization insurance.
I was considering getting rid of my life insurance - as the amount they would get isn't that much, but the costs are high.