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RE: Sneeze Me

in Reflections5 months ago

For me any over the counter anti-allergy meds completely clear it and no side effects.

I take one all year in "preparation" for the season - but when it starts, it suppresses it, but I still get tired.

I do notice I get more allergy if I am outside,

Me too, but not significantly different.

I have always considered cars silly toys and have always been interested in real estate a lot more.

If the person I knew had spent the money on real estate instead, he would have been a multi-millionaire, and then could afford any car he wanted.

This has not changed with age, but I am getting out of my real estate investments to reposition into a less leveraged state as well as for tax reasons.

Have things changed there?

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The main changes are:

  1. Rates went up from 2-4% into the 7% range, that is a huge difference for long term building of wealth
  2. You can no longer deduct more than 10K per year in State and Local taxes after the Trump tax cuts during his first term. This reduces attractiveness of real estate big time. As I have one house 12k in taxes per year and another house 15k in taxes per year so for me it was a 17k+ tax deduction per year loss and that doesn't include the fact that I could write off some sales taxes before as well...
  3. Local government keeps taxing real estate more and more which is the final nail in the coffin of building wealth via real estate in WA.

Basically 20-30 years ago real estate was a no-brainer investment, now not so much.

Thanks for the info! I have been gathering little bits here and there for when I am finally ready to buy - or not.