https://pixabay.com/photos/the-last-shirt-dollar-bill-20-euro-1510597/
Where is, for example, the money you want, but don't have yet?
The money you want but don't have yet is in someone else's pocket or bank account.
There is no loose money floating around in space. It doesn't grow on trees either.
One thing is quite obvious: if you want more money, you need to find a way to make the person who has that money in their pocket or bank account want to voluntarily give it to you.
And the only way to do that is to create something.
A service, a product, or a skill that is worth more to that other person than the money you are asking in exchange for it.
So one thing you need to ask yourself, if you want more money, is this:
“What do I have to exchange for the money that is in other people's hands?”
And why would these people give me their money in exchange for what I have?
That's the starting point. And if you think about it for a moment, you'll realize how simple, clear, and obvious this idea is.
And what does “money” really represent? How do you view money? It is an object that has value not in itself, but because it has been agreed that it would represent that value. In a constantly evolving society, it came about as the natural evolution from a direct exchange market to a market where goods and services can be transported or traded more simply and quickly.
We agree that money has value. But what if what you prioritize has no associated price? Money still has value, but it takes a back seat when you think or express what you believe in.
An artist creates a unique piece, for example. His work guarantees total dedication for several months to a piece that he considers to have unique value. The beauty of the artwork is something with a value attributed by the creator and by those who appreciate that piece.
If we have enough money, we will be able to exchange part of that money for goods or services. And it ends up not being a prison. You exchange part of your money for something that you value equally or more. But money does not only liberate that. We can also put part of our money, or exchange part of our money for cryptocurrency. We are giving up what that money could be exchanged for today, for something that we believe will have added value in the future.
The weekly purchase of a fixed amount of currency that I make is, in a way, a purchase for my freedom, not a prison.
It is a gift for my “future” self. I believe that FIAT currency as we know it will always depreciate, given its inflationary nature. Every month, more and more currency is printed. This means that the amount of dollars or euros, or any other currency, that each person has ends up being worth less than it was a few weeks earlier. Although we accumulate a greater amount, that amount no longer appreciates in value.
We sell our time when we are at work, knowing that we will be paid at the end of the month for that same time. Time is the factor that determines everything. Nothing can be done without time. If time did not exist, how could we even act?
Something must be done so that inflation does not take away the freedom we should have in the future.
And you, do you also see money as greater freedom?
Free image from Pixabay.com
Your point about buying a fixed amount each week as a pay yourself first move really hits. I'ts basically dollar cost averaging, and in an inflaiton world it keeps discipline while FIAT leaks purchasing power. I like how you frame value as what makes someone willingly trade vlaue for cash, because that mindset shifts focus to creating, not chasing. Money can be freedom, but only when the plan is boring and repeatable, otherwise it just runs off like a naughty puppy :)