I believe our heating cost are very reasonable and my home is well insulated, but it does cost more to heat when it is -10F/-23C than it does on a beautiful sunny spring day! It is always nice not to have winter heating bills during the summer months!
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Absolutely and thankfully we live in a climate that allows us to wear warm clothing only. We have the option of reverse air conditioning but for us we are fine unless the adult kids come to visit.