That "silver deck" of yours will likely rival most in Gold III (probably even Gold II)... especially towards the end of season.
I'm playing with Lvl 2 & 3 summoners (with more than half my monsters themselves on lvl 1) and for the most part it's still a fair fight in silver, and quite often I'm the one dominating.
You're right though on spending some $$$$ to "stack the odds": A legendary or two (even at lvl 1) makes a big difference in silver.
Great post... a lot of food for thought in my own strats... and some FOMO on some singles I now need to go grab from the market ;-)
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Yeah, I'm heading up Silver II now and need to add some CP to get into Silver I. Waiting for a few more cards to come through, and winning most matches although I get stung every now and again.