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This mentality is mission critical for the wider adoption of web3. No way around it. But it does create an interesting situation where some users (the blockchain nerds) may have a serious usability and financial advantage over the regular user.

Is this a good thing or a bad thing on the whole? Who knows!

This is still probably true for web2 (software engineers can leverage web2 stuff waaaaay better than, like, Grandma), so we have something of a precedent to analyze. Fascinating stuff, all of it :D

imagine next a deal with discord for hive game development and talent hunting

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