Yes, I have considered it. Though I could only offer up the house as collateral (which I am loathe to do) and my income streams are not steady enough for stuffy bankers. I could probably get a credit cards but the interest on those things is criminal so that would only be good for short term at best.
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Ah, okay. I've never had to put up collateral for a loan, but I am guessing that is because they have all been relatively small or because my credit score is decent. It could just be a US thing too.