I was just discussing this with someone. Most people out there do not use a PC for personal use and just have their phone, so we need apps for them. Many will not read long posts.
Ecency is pretty good, but the editor is clunky a single Waves feed is not too useful. I have still used it for years due to a lack of alternatives. Of course the security has to be good, especially for the financial side.
Yes, indeed is unconfortable have to use the web explorer in the phone for post or comments. That is a edge for most People. About The security, I think that is pretty good because the private keys and the encription. Most scams or loses happen because social engineering, that's mean: people are the weakest Link of the chain, not the apps.
!BBH