I do not think Bank is the way to go for 500 pop city. It might look cool on its own but you maintain a Police Station and a Gym for each Bank to keep the crime reasonable and those are not great earners.
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You are correct on that, but I want to try and get a central bank combined building after the new edition comes out with my other account @elbrava and that requires 5 banks. Or else I might be able to sell them for more sim then.
And to be honest I like to have them even though they aren’t the most profitable.