Another heck of a ride for households. I feel this credit card of a thing is a trap government have used to keep citizens at their terms. Instead of looking for way to bring economy to bearable stage they give you access to collect more undervalued assets like paper notes with interest upto 20%. Indeed one dark path especially for households spending it all on food and health.
We need a debt jubilee.
This would have been one good way to salvage citizens.