Losing 85M doesn't matter and you can afford to lose them only if you are CRonaldo or Trump or people like that otherwise it's just an excuse, even if you are financially free earning 5k$ a month, 85M is life change, he just couldn't admit he has been dumb 🤣
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You're right. However I know that a lot of first worlders might not agree that 85M equals financial freedom, but I think I agree with you say the person has fumbled their one-time opportunity to become financially free.
Even CRONALDO will see 85M$ as a lot of money. So truly there were dumb and might never get an opportunity as this again.