Great post! The sad truth is that human nature is one of greed, because it was needed for survival in our ancestors. You have to be very careful about who you trust with money, because most people are greedy and looking to take away some of your money. Governments are among the biggest and greediest people around...
Unless someone has proven trustworthy repeatedly it's best not to trust them with money, I agree. That temptation can prove too great for most people.
That first little story just goes to show you that there is no honor among thieves!