As someone who did mine for quite a while during both boom and bust cycles, it's simply not worth the strain on your hardware and electricity costs anymore. I tried mining for a couple years, and the electricity costs erased basically all my gains.
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Yeah, it sucks but even things like the internet weren't accessible to me until recent years, so I too missed the boom and bust cycles. But I guess it's better late than never.
I just wanted to experiment a bit to find out if it's profitable. I pay 8 cents /kWh for the electricity, so it is profitable as long as the hardware doesn't fail, which I guess is highly unlikely.