But they still have to pay so much? I mean, why pay for treatment if you have health insurance? 🤔🤔 My epilepsy pills cost me around €1,000 per month, and my injection for Crohn's disease, without insurance, would cost me €25,000, which I need every six weeks. There's no way I could survive without health insurance, and that's why I gave her money…I genuinely thought she needed it for her mom's treatment and now she doesn't have any and needs for the “business.” In my group, people really don't have the money to buy this because they lack insurance and are from the USA or some African countries. So how could I know this isn't true? Oh my, she probably read all of my articles about my health issues and knows she can play the sympathy card on me. I genuinely don't know how the health treatments and health insurance work in Nigeria…
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Not many people enroll for insurance. They feel like that don't need it because they don't visit the hospital frequently. Some even said that they could stay a year without going to the hospital for anything, so, there is no use to get an insurance.
Insurance makes things very cheap, but people don't want to enroll, thus, the reason why bills are so high for patients.
With an insurance, A patient would be paying 10k naira for a 100k naira medical bill. It covers a large portion of the bills.
I see this situation differently than most people there. If you're not sick, you probably don't need it, but your health can change in a day. One day you're healthy, and the next day you could be in the hospital with an untreatable disease. You never really know what life will bring. In my case, I was perfectly healthy, and then one day, my life changed. Two years later, a new untreatable disease appeared. I ended up in the hospital so many times that I would probably have to pay more than half a million dollars without insurance. During that time, I was also unemployed, but I still paid for insurance because, like I said, you never know.