How do you use your income to spend, save and invest?
I do not invests my income, i spend it, i mean not now that I have much at hands, I spent my income, and I spent it on something worthy spending for.
Example taking care of younger siblings tuition fees etc.
In life there are challenges you can't do without, that is, no matter how you may want to give a blind ear, it will still speak to you.
Therefore, when it comes to this, I guess no one would have to tell you what to do, you will have to figure it out already on your own.