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Well I'm also working towards dolphin status... Hopefully around the middle of the year! From there I will start to think about HBD as well. I'd like to test if I make more from a buy-sell approach or just 20% interest. Do a bit of both and see which is the winner.

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Haha both methods might just win... One is passive and the other isn't hehe

Just have fun while at it, no need to be too serious with your goals 😁