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RE: Unlocking the Path to Freedom: Strategies for Managing Debt

I am addicted to indian chewable tobacco and the brand I use is called "HOT" this is eating away my valuable income like minimum 50 pkr per day which means I am spending almost 10 dollars per month on this. Now I am not in debt right now but if this habit continues i will become under debt some day as my finances have been jolted of late thanks to permanent ban on medium recently.