Unfortunately, as much as we might try to hold on and bet just a little, not everyone is able to hold on and so companies, websites, apps, take advantage, trying to spread the idea of ease that is really just a trick to screw desperate people. It's complicated, but unless the government bans everything, I think it's difficult for these houses to be closed down.
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Greed... that will always be a point for companies to exploit. As long as humans always want more, they'll always be susceptible to getting exploited by companies like this.
You said the right word, greed, that's what makes these people act this way! A big hug.