It's normal to want to overspend because we see many attractive things and want to enjoy, but when we think of the repercussions, we'll know to manage everything well by planning, budgeting and sticking to plans.
It's normal to want to overspend because we see many attractive things and want to enjoy, but when we think of the repercussions, we'll know to manage everything well by planning, budgeting and sticking to plans.
One thing I noticed is that getting ones finance wrong in December can affect the new year terribly. While trying to cope, people run into more debt and before we know it, the new year is gone so it's best to just cut our clothes according to the yards we have.