Time is our most valuable commodity and yet the one many people waste so easily; it's great that you have understood the value and have decided to make better use of it. It is vitally important to exchange our time for things that add value and it's not always money that does that.
I understand it can be difficult to make around to comment on everyone's posts so no worries, i appreciate it when you do find the time or desire to comment so thank you.
Merry Christmas.