Whoa that's too complicated. I would lose my mind. The banking service here are pretty straight-forward. 24/7 call center and the only reason you need to visit bank is when you need to make huge withdrawal or something lost. Otherwise, there's no point of going there since there are deposit machine around.
Yeah, I need to be more careful about my bank practices but because I don't have much these days, I am like " why would I care" well it turns out, I have to care.