This summarizes why I don't believe that UBI will succeed. UBI, in this current society and economic inequality, will only further amplify the division because the filthy rich ones will be the ones who take risks and open new ventures. While on a very small ultra-local level a very limited number - most likely again those who already have saved a little more - will start the micro-ventures.
And the rest, they will consume and rather sooner than later will end up in drone employment again to consume more.
I think UBI could be a solution but only if it's a knowing opt-in, not a universal system. The latter will just make the current worse in the future.
UNI is a at best, a stop-gap measure, but I have the same projection as you with it. What it does do is keeps the consumer cycle running just that little bit longer though.
I have written about both sides of it, and there are many pros, but only if it is combined with a paradigm shift, which I don't think will happen universally enough.
!ENGAGE 25
ENGAGEtokens.