Hey man, always great to have you stopping by my page. Great minds think alike is what they say! I have no idea why they have 20% interest on HBD? I guess they need a certain amount in there to keep it as a stable coin and this is a great way to get funds transferred over there, but I guess when they hit the target they will reduce it back to 8 or 9%, at least that's how I see it, but what do I know! :)
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I don´t know either :) Let´s wait and see how long the 20% is there and onboard as many people as possible to Hive in the meantime :D