DeFi looks like the future of banking. From what I read lately it seems that an upgrade for Ethereum is coming something called Optimism if I'm not mistaking. That will help scaling and lower fees. I guess this will also push ETH to over $10,000 for this cycle. It's hard to even imagine sometimes to what extent the crypto disruption goes.
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I am not sure. I heard the scaling might be solved but not the fees structure so much. At this point, it is unclear what Ethereum will look like. Some pretty smart people working on it so I am sure they will pull it off.
However, the march forward is stalled because of the fees. That is an opportunity for others to step in.
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