Do you already have a life insurance or investing passively on stocks? Might need to consider starting those while you're still young and treat those are your retirement fund.
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I already have a life insurance and I bought a parcel of land 3 years ago to be developed. So far, those are my responsibilities. Stocks will be later on when I have enough to spare.
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If your life insurance also includes investing on mutual funds, you already have that covered. What do you plan on doing with the land?
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I chose VUL so it will also act as an investment. As for the land, I might build a house on it and have it for rent. I don't know yet. 😄
VUL is ok. As for planning to build a house on that land, depends on the location, is it near the city, school, tourist spot, factory, or with usual high traffic?