Part 8/10:
My income sources consist predominantly of dividends, YouTube earnings—which have peaked to about $4,000 monthly—and options income around $8,000. The mixed nature of these income streams illustrates that maintaining financial independence hinges on a balanced portfolio with both steady dividends and variable income sources.
Major Takeaways
Reflecting on the year, I've distilled several key insights that shape my approach to this new lifestyle.
- Risk Awareness: I am less risk-tolerant than I initially believed. The stressful experience of nearly compromising our financial future teaches me the importance of maintaining a conservative investment strategy as I move forward in retirement.