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In August, her husband found employment within the Bulgarian community, a fortunate breakthrough considering he was a new immigrant with limited qualifications. However, the job's location necessitated purchasing a car, ultimately costing the couple $32,000 despite their careful consideration of used versus new options. They opted for a new Honda Civic, believing it to be a long-term investment due to its reasonable financing terms.
As they adjusted to their new financial responsibilities, the couple faced another significant change: in October, student loan payments resumed, adding pressure to their budget.