Part 3/9:
To understand their motivation for adopting a debt-free lifestyle, one must reflect on their past. Five years ago, while nearing the end of their academic journeys, Sally, the girlfriend, was diagnosed with multiple sclerosis (MS). This chronic illness served as a grim reminder of life’s uncertainties, prompting the couple to reconsider their career paths and financial strategies. They recognized the need for time freedom, especially considering that Sally may not be able to work full-time indefinitely. Thus, they decided to embark on entrepreneurial ventures, transitioning from steady employment to building their own businesses.