Part 6/11:
As individuals pursue education, they may encounter level five: student loans, often branded as "good debt" because they are framed as investments in future earnings. Unfortunately, this level brings significant burdens, as the repayment timelines extend, frequently delaying critical milestones like buying a home or starting a business. The student loan crisis showcases the potential pitfalls of this level, with millions owing substantial amounts without guaranteed job placements.