Part 5/8:
Pharaoh indicates that while cash back can be considered passive income, it does necessitate upfront spending. He highlights Upside, which offers cash back for gas and dining purchases, as a key player in the challenge. The ongoing use of credit cards, specifically the City Double Cash card and Sam’s Club credit card, is also emphasized, focusing solely on cash back that can be generated without undue effort.
While Swag Bucks was initially included for grocery rewards, Pharaoh ultimately decided to exclude it, as it requires an active task of uploading receipts, which did not align with the challenge's passive nature.