Part 2/11:
When asked about his initial experiences with investing, Toby candidly admits that he had no idea what he was doing. He started with general investing accounts, admitting, “I had no idea what a pension was or anything else.” Many beginners find themselves in the same predicament, relying on random decisions driven by social media or flashy advertisements promoting 'get rich quick' schemes. Toby himself stumbled into FX trading first, which often tempts novice investors to see trading as more of a gamble than a calculated strategy.