Part 8/11:
As Toby shares tales of his own missteps and revelations with investments, he stresses the importance of starting one's investment journey rather than being paralyzed by indecision. “Most people don’t realize they’re investors already,” he remarks, speaking to the growing trend of workplace pensions and auto-enrollment in the UK. This illustrates how financial literacy should extend beyond personal investment strategies; understanding how to maximize existing savings and retirement accounts is paramount.