Part 2/8:
Amy grew up in a working-class family, with little exposure to wealth or financial education. Although her parents made some sound financial decisions, like paying off their mortgage early, the overall conversation around money was scarce. She recalls her pocket money being tightly held in a piggy bank, a habit that has lingered into adulthood. This scarcity mentality shaped her relationship with finance, making her frugal but also hesitant to spend on herself despite having a decent job as a junior engineer.