Part 11/13:
The author, a 28-year-old managing a nearly $500,000 portfolio, shares his personal strategy: focusing on dividend-paying ETFs, accumulating some individual stocks and crypto (notably Bitcoin), and maintaining a significant cash buffer. His approach balances patience with readiness; he’s actively increasing his income and saving for opportunities.
Practical Portfolio Moves
His current portfolio reflects a cautious yet optimistic stance:
Reinvests dividends to compound growth
Builds a small position in battered stocks during temporary dips
Gradually accumulates Bitcoin to hedge against currency risks, aiming for 5–10% of his portfolio
Shifts $35,000 into a money market fund offering roughly 4% interest—providing safety and liquidity