Part 4/10:
For example, my gross account value currently exceeds $338,000, with a net portfolio value of roughly $165,000 after debts or leveraged positions. The market rebounded recently, adding approximately $30,000 in unrealized gains, representing a 9.6% increase.
Demonstrating Growth with a Compound Calculator
Using a detailed compounding calculator, I project that with a $10,000 monthly contribution over five years, my portfolio could reach $3 million at a 31% annual growth rate. Over ten years, that can balloon into $15 million, showing that disciplined, full-front investment combined with the magic of compounding can drastically shorten the FIRE timeline—potentially from 30 years to just 5-7.