Part 5/10:
To verify my progress, I utilize tools like Snowball Analytics and Erade data, which provide deep insights into portfolio performance. Currently, my internal rate of return (IRR) sits at an impressive 21.2%, outperforming major indexes like the S&P 500 (around 17%) and NASDAQ (around 22%).
By layering in dividends and cash flow, my total return (including realized gains and income) is roughly 31% year-to-date, a testament to the effectiveness of combining growth investments with passive income streams. My portfolio's annual dividend flow fluctuates between $48,000 - $60,000, providing substantial cash flow to support living expenses without liquidating assets.