Part 2/6:
A prospective customer approaches a bank with a simple request: to open a line of credit. The interaction begins with the standard banking protocol—a request for the customer's ATM card and an explanation of the associated costs. The representative notes a $95 annual fee and mentions a credit limit of $10,000, indicating a straightforward, albeit modest, banking service offering.
The Request for Credit
However, the conversation quickly escalates when the client, presumably named Adam, expresses the need for an extraordinarily high line of credit—$50 million, to be precise. This bold request highlights a significant disparity between typical banking practices and the needs of those operating at ultra high net worth levels.