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For beginners, a primary question emerges: When is it time to invest in a hardware wallet? I recommend purchasing one if you hold more than $1,000 in crypto assets. A typical Tangem wallet costs around $40 to $50, providing a durable solution that can last up to 25 years, thanks to its warranty. Storing large sums in hot wallets like MetaMask or exchange accounts exposes you to hacking risks, scams via phishing links, and device vulnerabilities. A hardware wallet offers peace of mind and helps safeguard your investments.