Part 7/10:
Security: The borrower’s possessions or guarantees should be worth more than the loan, ensuring recovery if repayment fails.
Purpose: The intended use of the borrowed gold should be practical and likely to generate income or profit.
Reliability: The borrower’s character and history of honesty are critical; trustworthy individuals are more likely to honor their commitments.
He warns against lending based solely on hope, romance, or unproven potential, as these are risky investments. Instead, cautious lending preserves wealth and fosters wise growth.