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Rethinking Retirement: Beyond the 4% Rule
The 4% rule has been a stalwart guideline for retirement spending, offering a sense of assurance for many. However, it was originally designed to help retirees merely survive their golden years rather than thrive. Ironically, many following this model may find themselves amassing unspent wealth—potentially hundreds of thousands or millions—while longing to enjoy their retirement. If you wish to enjoy your funds during retirement rather than simply pass them on, it's vital to explore alternative strategies.