Part 4/8:
The delinquency rate for auto loans is currently at 4.8%, with an upward trend that raises red flags. Furthermore, the category labeled “other” debt—encompassing all personal debts excluding major types—reflects a troubling delinquency rate of 9.2%. Credit card debt, in particular, stands out with a concerning 90-plus day delinquency rate of 11.4%. Such numbers indicate a precarious situation where families are struggling to keep up with payments, risking defaults and potential repossessions.