Part 7/10:
The intricacies of securing valuable insurance for long-term cruising emerge as another hurdle. Many insurers offer coverage only for trips of 60-90 days, significantly complicating the logistics of maintaining long-term health security at sea.
Fraser, in his quest to manage insurance costs, found success by intermittently disembarking after each cruise to maintain active coverage. This added step speaks volumes about the diligence required to budget effectively, as yearly insurance expenses can reach thousands—even for the healthy and younger residents.