Part 5/9:
What makes Stripe's approach significant is its elevation of pattern recognition. The model found that payments with shared characteristics, such as originating from the same bank or sharing a credit card number, cluster closely within this vector space. This capability allows for intricate fraud detection—rethinking the entire dynamic of how payment data is analyzed. Instead of focusing on isolated transaction features, the transformer model can identify broad correlations, spotting adversarial patterns and fraud techniques that otherwise go unnoticed.