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Another facet of this manipulation lies in the financing offered by dealerships. Many buyers, particularly younger riders and those with less-than-perfect credit, found themselves trapped in long-term loans with ballooning interest rates and hidden fees. Buyers who thought they were making manageable monthly payments were inadvertently saddled with long-term debt, often paying nearly double the motorcycle's sticker price over the loan's lifetime.
In this environment, loyalty to the brand transformed into loyalty to the dealer, as riders became ensnared in a financing nightmare. Many found themselves underwater, struggling to manage payments on vehicles worth significantly less than their loans.