Part 9/10:
Caution with New Entrants: Investors should scrutinize new lending platforms and startups for their credit risk assessments, particularly in the context of economic downturns, to evaluate their long-term viability.
Competition and Innovation: Increased competition fosters innovation, driving improvements that can benefit consumers even while it pressures profit margins for established businesses.
Focus on Fee Structures: Investors should be aware of how fees impact their returns, particularly with the rise of low-cost or no-cost investing platforms.